Launching this fall
Everybody needs a little SPOT sometimes
A SPOT is financial help between people who know and trust each other. Spot-Ya keeps the amount, the due date, the payments and the reminders clear — so helping someone never turns into chasing them.
Free to start. The money comes from
someone you trust.
None of this is really about the money. It’s about not knowing where you stand.
The due date was never written down. The amount came back short. Two people remember the same conversation differently. Spot-Ya keeps the record so neither of you has to.
Spot.
Send.
Track.
SPOT
Agree the amount, the due date and the repayment terms — in writing, in a Spot Agreement you both sign.
SEND
The SPOT goes to someone in your trusted network, on the terms the two of you already settled.
TRACK
Payments, remaining balance and reminders stay visible to both sides, straight through to paid.
Be first to spot someone.
Spot-Ya is launching this fall. Join the list and we’ll tell you the moment it’s live — one email, nothing else.
Get early access
No spam. One email when Spot-Ya goes live.
Identity verification is required to send or receive a SPOT once Spot-Ya is live.